SERVICES

Auto insurance is a requirement, not a suggestion. At MVH, we will design a policy that meets your vehicle’s needs, whether you drive it every day, or are simply watching your investment grow in the garage. We cannot eliminate the risks of the road, weather, or errantly hit baseballs, but we can provide the coverage you need to repair or replace your damaged vehicle when life impacts its condition. 

Whether you are on the water, or traveling to and from your favorite boating site, our insurance coverage will protect you from other boaters, drivers, and towing accidents that occur any time during the use or transport of your watercraft. Personal property, occupants, and unforeseen mishaps all require customized coverage that cannot be found in all policies. We will ensure that what is important to you — on and off the water — is safeguarded by our customized care and coverage options. 

Bonding requirements for businesses and individuals differ, depending on the company and its line of work, and the insurance that supports those bonds will vary greatly too. Your performance, financial responsibility and compliance with laws or contracts will dictate your bond insurance requirements, and at MVH we will explain each segment of coverage as it relates to your specific business while creating a surety program that is tailored to your overall needs. 

Especially in California, earthquake insurance delivers peace of mind to those who are weary of natural disasters that are not covered in their fundamental insurance plans. At MVH, we provide direct earthquake insurance and coverage that delivers a proactive response to Mother Nature’s unpredictable behavior.  

When it rains, it pours, is an ongoing adage that reflects a current state of despair, but nothing could be further from the truth when flooding is a factor — even if you do not live near water. Heavy rains can cause flash flooding that can devastate your home, vehicles, and possessions without notice. Be prepared and talk to our experienced agents who fully understand your financial coverage needs and when to include flood insurance as a protective canopy for rainy days.  

Each home is as different as the owners who own them, and requires a unique assessment of insurable structures, contents, and possessions that make up their existence. Our agents/owners specialize in protective solutions that safeguard your home from natural disasters, human error, theft, and accidents that life can bring your way. 

Talking about life insurance isn’t easy. We understand. We have families too. Like ours, we know your family counts on you physically, emotionally, and financially, and wouldn’t know what to do without you. Part of solidifying their financial futures can begin with a proper California life insurance policy, so you are comforted by the knowledge that your family will be financially protected going forward. 

Mobile and manufactured homes require specific coverage that ensures any vulnerabilities in their construction or placement are not overlooked by standard protection that does not take their unique qualities into account. Your home, its contents, and your possessions can be fully covered with an exacting policy that meets each of your and your house’s needs. 

Motorcycles, ATVs, and dirt bikes are all prized possessions, whether they are used for day-to-day transit or weekend enjoyment, and they should be protected front to back with affordable coverage that expands their function. At MVH, we do more than cover the large spectrum of these vehicles — we provide options for custom parts and equipment coverage, too.